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Understanding the System

The System:

The Workers' compensation system is you, your employer, their insurance company, the lawyers (yours and theirs) and the courts. The system is supposed to ensure that you, the injured worker, get the medical treatment you need and money to live on until you are able to return to work. In addition, if you don't make a complete recovery and/or continue to have problems that interfere with working, additional benefits may be available. Although the system is supposed to work speedily and informally, more often, it seems, the system doesn't work, at least not effectively or for the benefit of the injured worker.

You must understand that from the moment an accident or injury is reported, your employer will be represented by a highly trained team of professionals. Their job is to protect your employer or their insurance company, not you. Whatever it is that you do for a living, it is unlikely that you've had the training or experience to adequately represent yourself.

The bottom line is that, unfortunately, the workers' compensation system is not user friendly. If any part of your claim is denied, you will need the help of an experienced workers' compensation attorney. If you do not wish to be represented by an attorney, you can contact the information and assistance officer at your local Workers' Compensation Appeals Board or any of the claims examiners at the United States Department of Labor, Office of Workers' Compensation Programs, for advice and assistance.

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Law Offices of Richard Mark Baker
115 Pine Avenue, Suite 300
Long Beach, CA 90802

Phone: 562-628-9400
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